I am a shop-o-holic. And that is a bad thing. Well, for my bank account that is. I love shopping and nothing is more alluring than the call of the shops with promises of exciting new things just waiting to be purchased.
But that’s a bad thing for my bank account because it means I have a tough time saving money. I’m sure we’ve all had that lecture about the importance of saving money at one time or another from our parents, and yes they are right. Which is why I’m making a conscious effort to save money from now on.
But I have to admit it’s tough. Especially with shopping habits like mine. So what’s a girl to do? There are a lot of money saving tips and advice out there, but which are the ones that really work? Making a conscious effort to save is harder than it looks.
After thinking about it, I decided to try a few different approaches to saving money to see which would suit me best. Here are some little money saving tips – tried personally by yours truly – and they have helped me so far:
Open An Inconvenient Account: By inconvenient, I mean opening a bank account that is not one you would frequent often, and one that doesn’t have as many popular ATM Machines. The less accessible the account is, the more unlikely you are to run to it to take out money as frequently. And keep this account specially for savings.
Packing Food From Home: You won’t believe how much money you can actually save by packing breakfasts and lunches from home! I never realized how much food I was spending eating out until I started packing food from home and it has done wonders for my budget!
Save Weekly: If you find putting aside a huge chunk of money too big of a pinch in your budget, try doing it weekly. Every week try to set aside little amounts of extra cash, at the end of the month see how much you’ve pooled together, and bank it into your savings account. Better yet, set aside small amounts that you won’t even notice missing from your purse on a daily basis. You’d be surprise how much you can accumulate. Saving something is better than nothing at all.
Image credits: babble.com, talkforfinance.com, allstarplr.com
